
What’s the Real Cost of Owning a Pet in India? Full Breakdown (2025)
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Bringing a pet into your life is one of the most rewarding things you can do—but let’s be honest: it’s not cheap. Whether it’s a playful pup, a curious kitten, or even a rescued indie dog, there’s more to pet parenting than just food and cuddles.
So, how much does it really cost to own a pet in India? Let’s break it down in a practical, real-world way.
First-Year Costs : The Big Setup
The first year is when you’ll spend the most. It's not just about buying food or a leash—there are vaccinations, vet visits, neutering/spaying, and a whole lot of one-time investments like bowls, beds, collars, toys, and maybe even a crate or carrier.
If you’re adopting, the upfront cost is low or even free. But if you're buying a pet from a breeder, especially a purebred, expect to spend :
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Pet purchase: ₹5,000 to ₹75,000+ (depending on breed)
- Initial vaccinations & deworming: ₹2,000 to ₹5,000
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Neutering/Spaying: ₹3,000 to ₹10,000
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Basic accessories & toys: ₹3,000 to ₹8,000
- Approximate First-Year Total: ₹15,000 to ₹1,00,000+
Monthly Expenses : The Ongoing Commitment
Once your pet is settled in, your monthly costs start to look more predictable—but they still add up. Here’s a rough idea of what you might be spending:
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Food: ₹1,000 to ₹3,000/month (varies by brand and breed size)
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Vet checkups: ₹500 to ₹1,500 per visit (2–3 times/year)
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Grooming: ₹500 to ₹2,000/month (especially for long-haired breeds)
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Preventive care (ticks, fleas, etc.): ₹200 to ₹500/month
- Pet insurance (optional but growing in India): ₹4,000 to ₹10,000/year
Average Monthly Total: ₹2,000 to ₹6,000
Annual Ongoing Cost: ₹25,000 to ₹70,000
Hidden or Unexpected Costs :
There are a few costs many pet owners forget to plan for:
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Training (especially puppies): ₹2,000 to ₹10,000 for a course
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Pet boarding during vacations: ₹300 to ₹1,000 per day
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Pet deposits or "pet rent" in apartments: One-time or monthly charges
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Emergency medical care: Can go from ₹5,000 to ₹50,000 depending on severity
Just like kids, pets come with surprises — so it's wise to set aside an emergency fund.
Is It Worth It ?
Absolutely—if you're ready, both emotionally and financially. Pets offer unconditional love, companionship, and joy that no price tag can match. But it’s important to be realistic about the costs and responsibilities before bringing one home.
Final Thoughts :
In India, owning a pet can cost anywhere from ₹20,000 to ₹1.5 lakhs per year, depending on breed, lifestyle, and the choices you make. The expenses can be managed with good planning, smart budgeting, and some DIY effort.
But remember: pets aren’t just cute—they’re a lifetime commitment. When you’re ready, it’s one of the most heartwarming journeys you’ll ever take.